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|||I would take the time to visit the official website of Michigan. Then, locate the Insurance Commissioner and do some checking of "high risk" insurers. Most states have a "pool' of insurance companies that have agreed to take cases like your wife's. Also called Assigned Risk.
In doing checking for this response, I came across the following news report - In Calif. we may soon be paying for insurance by the mile:
If just a third of California's licensed motorists switched to the plan, it would be the equivalent of taking 10 million automobiles off the road, Assemblyman Jared Huffman (D-San Rafael) said. Huffman's sponsorship of a pay-as-you-drive bill in the Legislature prompted Poizner to come up with his regulations.
"I am thrilled to pave the way for California drivers to obtain insurance that is more environmentally friendly and more accurately reflects driving habits," Poizner said at a Sacramento news conference. "As a strong advocate of healthy market competition and a healthy environment, I am especially pleased to encourage this kind of innovation and additional options for consumers."
Most major insurance companies said they were interested in offering pay-as-you-drive pricing to their customers.|||Dozens of companies out there will cover you but you can forget about those good rates and first class claims service for about four years. Just start calling right now -- GEICO, Esurance, Progressive, etc., all have 24/7 sales staff.|||There are a number of insurance companies who will insure you. However, with 3 claims in 14 months, it's going to cost you more.
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